What is a characteristic of civil law?

The correct choice highlights that civil law primarily addresses disputes involving personal and financial rights. Civil law encompasses a broad range of cases, including contracts, property, family law, and torts, which pertain to individual rights and obligations within society. This focus on individual and commercial relationships differentiates it from criminal law, which deals with offenses against the state or public.

The other options do not accurately reflect the nature of civil law. For example, civil law can involve various players, including private individuals, organizations, and sometimes even government entities, but it is not exclusively focused on any one category. Additionally, civil cases are not always presided over by a jury; many civil cases are settled by judges without a jury trial. Lastly, civil law includes cases that can involve private parties, not just cases against government entities, meaning its scope is much broader than what is suggested in the last option.